CIRMA's VFA program provides premier accident benefits over and above statutory Workers' Compensation benefits. CIRMA's VFA program provides the financial protection and peace of mind volunteers deserve--with fewer exclusions and higher benefits than many other policies, subject to policy provisions.
Although the chance of an accidental death is actually very small, volunteers feel secure knowing that their families will be provided for under this program. Beneficiaries receive a full $200,000 for a death resulting from an accident or from a covered illness contracted on duty. Up to $50,000 of the death benefit payment may be accelerated for a person diagnosed with a terminal condition. A seat belt benefit provides an additional $20,000 if the insured is killed while wearing a seat belt.
Because accidents are much more likely to result in an injury, CIRMA's program provides a range of innovative and comprehensive benefits that will see the injured volunteer through recovery and rehabilitation.
The program features automatic cost-of-living adjustments that are calculated annually, protecting insureds and their families from inflation.
CIRMA's program pays medical expenses that are not otherwise covered by a worker's compensation policy. Unlike some other policies, coverage includes cosmetic reconstructive surgery for burns up to $100,000--no matter the location on the body.
After the injury
The program's disability coverage provides vocational retraining, workplace modification, and job placement.
To file a claim, download the VFA Claim Form. (Note: This PDF form may not display properly on some later versions of FireFox. Please use either IE, Chrome, or Safari) For more information about the program, contact Steve Bixler, VP for Underwriting. Download our VFA brochure.
Connecticut Interlocal Risk Management Agency900 Chapel Street * New Haven, CT 06510 * Ph: (203) 946-3700 * Fax: (203) 773-6971
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