“Our story” is all about you

In the late 1970s, the insurance market was on the brink of collapse. Insurance premiums were at an all-time high, and the commercial insurance carriers dominating the market at the time showed no commitment to their municipal customers.

Born from these uncertain times, Connecticut Interlocal Risk Management Agency, CIRMA was formed in 1980 as a service program of the Connecticut Conference of Municipalities with a critical mission: to meet Connecticut municipalities’ risk management and risk financing needs of boards of education and local public agencies. The organization’s founders formed CIRMA with a salient vision: to establish a better way to provide critical and stable protections to the Connecticut public sector.

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CIRMA serves almost 90 percent of the Connecticut public sector market, providing critical insurance, claim and risk management products and services. As Connecticut’s number-one municipal risk financing and risk management services provider for Connecticut’s public entities, CIRMA provides high-quality, tailored insurance products and services through its competitive Workers’ Compensation and Liability-Auto-Property pools and holistic claims services and risk management solutions exclusively to Connecticut’s public sector.

What sets us apart from the rest?

A proven and innovative approach.

In 1980 our founders established a better way to protect Connecticut. We blend deep local insurance, risk, and claims expertise with our dynamic products and services delivery model so that you benefit from the best insurance protections and services the industry has to offer.

Founded by you. Owned by you. Governed by you.

CIRMA members are our primary stakeholders. Whether through our intensely competitive and stable insurance premiums or our exclusive Members’ Equity Distribution program, the value we deliver is undeniable.

Strength, Stability, and Trust.

Our competitive advantages distinguish CIRMA as Connecticut’s choice insurance provider and disprove a common assumption that one insurer is as good as another. As Connecticut’s number one choice for public sector insurance, CIRMA has earned its members’ trust by providing reliable and unmatched protections and rate stability for over 40 years. Over the years, premiums remain steady and strong, proving that CIRMA provides the economic stability the public sector needs in an unstable world.

Our Mission Has Stood the Test of Time.

At the heart of everything we do, is the CIRMA promise. CIRMA meets the risk management and risk financing needs of Connecticut.

  • Anticipating and responding to the risk management and financing needs of its members in a changing environment
  • Providing quality services tailored to municipal operations and requirements
  • Ensuring the availability of insurance coverage at reasonable prices and thereby creating stability in the marketplace
  • Preventing accidents and managing injuries through effective loss control and claims management programs, resulting in savings over the long term
  • Empowering municipalities to manage risk

CIRMA + our members. Better, together. 

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