CIRMA Self-insured Services

CIRMA provides customized third-party administration claim and risk management solutions to self-insured public entities across the Nutmeg state.

Service solutions that work for you

Accustomed to serving some of Connecticut’s largest self-insured entities, our dedicated Claim and Risk Management professionals serve as an extension of your core operations, offering a streamlined claim management model that is augmented by our suite of leading technology, services, and resources.

Our approach fits your entity’s precise needs and focuses on reducing claim costs while delivering the best possible outcomes. Our teams work closely with our members to synthesize important claim data to glean critical insights. These insights allow us to develop tailored risk management strategies that effectively address key loss drivers and reduce your entity’s total cost of risk.

Learn more about our leading self-insured services.

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Critical Response Team

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Contract Review Services

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Subrogation Recovery

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Employment Practices Hotline

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Fraud & Investigative Services

Specialized programs and services tailored to your needs.

CIRMA offers premier risk management and claim services. Our dynamic programs are designed for you—we work closely with our members to create a flexible service delivery model that fits your needs.

We protect Connecticut. We are Connecticut.

We exclusively serve Connecticut’s public sector. Our dedicated teams intimately understand your unique exposures and work closely with you to develop holistic solutions to address your most complex challenges.

Analytics and insights you can actually use.  

We know what’s happening, what might happen, and how you can manage both the expected and the unexpected. We share data through comprehensive file reviews and sharing significant loss trends and detailed claim management insights-–all to help you see the big picture and put the right strategies in place to manage the cost of insurance losses, big and small. And those strategies we just mentioned? We help you develop, implement, and monitor them, too.

Our legal bench strength is unrivaled, providing the most effective defense for our members.

Our legal partners are the best in the business—and we make sure you have access to them. No suit is too small or complex. Our legal partners have deep Connecticut Public Sector expertise—even when you’re not faced with a legal issue, you’ll get to know our attorney partners through important CIRMA-sponsored learning sessions on issues that matter to you and your constituents.

CIRMA also offers a unique members’ equity distribution program to both self-insured and pool members.

We’re the only carrier in the marketplace that returns equity to members – in fact, we’ve delivered almost $42M back to members since the inception of the program.

Personal Protective Equipment for Public Entity Employees

Proper use of personal Protective Equipment (PPE) is crucial for accident prevention in the municipal workplace. PPE can safeguard employees from potential risks, ensure their well-being,…

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Heat Stress and Heat Stroke

Anyone performing physical or athletic activities on hot or humid summer days is at risk for heat-related illnesses. Those likely to be in danger…

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Bee Safe

Bee and wasp stings are a common summer nuisance that can turn deadly if the victim develops a severe allergic reaction (anaphylaxis). Public Health…

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Preventing Sprains & Strains

Sprain and strain injuries are the most common and costly workplace injuries. Employees can injure their knee, shoulder, wrist, or back while performing everyday…

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Social and Emotional Awareness

Failure to cultivate a workplace culture that advocates for mental health can subject employers to legal risks, including claims of workplace violence or failure…

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Work Zone Safety Works

It’s everyone’s collective responsibility to ensure safety in work zones. Road workers rely on their communities to keep them safe at work. CIRMA provides…

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Social Engineering: The Art of Human Manipulation

Social engineering attacks are one of the most common ways they exploit human instincts and uses psychological manipulation instead of exploiting technical vulnerabilities and…

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Still Using Weak Passwords? Do This Instead.

Passwords have long been firmly established as the weakest link in an organization’s cybersecurity. Here’s what you can do to avoid this significant yet…

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Whitepaper: Create a Home Work Environment that Works for You

Creating a home workspace does not require extraordinary upgrades to your home or even purchasing fancy office equipment. Setting up a workspace with basic…

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Wellness at Work

The adoption of workplace social and emotional health programs skyrocketed over the past two years due to heightened visibility during the pandemic when remote…

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Preventing Tick-borne Disease Exposure

In Connecticut, occupational exposure to tick-borne diseases is a recognized hazard. Outdoor workers must protect themselves in the spring, summer, and fall when ticks…

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Water You Waiting For?

Claims involving dehydration and heat exhaustion can be costly—Connecticut municipalities experienced over $150 million in related medical expense losses alone over the past five…

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CIRMA Claims: where promises made are promises kept.

What our members are saying:

“With membership comes a partnership based on trust, reliability, stability, and unique value that transcends the typical customer/carrier relationship.”

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