Workers’ compensation claim outcomes that matter. 

CIRMAcare®, our integrated medical care and cost management program delivers the highest standards of quality and care while protecting your bottom line.

Why it matters

Your claims have two loss costs: medical costs (e.g., the cost of medical care) and indemnity costs (e.g., paying lost wages). Medical cost inflation continues to increase the price of healthcare across America overwhelmingly. And because medical expenses typically make up more than 60% of your total claim costs, finding a carrier that manages these costs effectively is critical.

The CIRMA difference

We offer comprehensive medical cost management strategies to help manage your exposures and reduce the payout. What makes us different? We refuse to lower our standard of care to save a dollar here and there. Second, we understand that the most productive employees are those who feel respected and cared for, which is why we’ve invested in the most effective combination of programs and services for your injured employees.

And we take it a step further through programs like CIRMA Surgery Concierge, which was carefully designed to provide added layers of support to injured employees who require surgery. We understand that surgery can be challenging, so these injured employees get the extra care and attention they need and deserve.

Wellness At Work

The adoption of workplace social and emotional health programs skyrocketed over the past two years due to heightened visibility during the pandemic when remote…

View Posts

Preventing Tick-borne Disease Exposure

In Connecticut, occupational exposure to tick-borne diseases is a recognized hazard. Outdoor workers must protect themselves in the spring, summer, and fall when ticks…

View Posts
wrist pain image

Preventing Sprains & Strains

Sprain and strain injuries are the most common and costly workplace injuries. Employees can injure their knee, shoulder, wrist, or back while performing everyday…

View Posts

Water you waiting for?

Claims involving dehydration and heat exhaustion can be costly—Connecticut municipalities experienced over $150 million in related medical expense losses alone over the past five…

View Posts

Bee Safe

Bee and wasp stings are a common summer nuisance that can turn deadly if the victim develops a severe allergic reaction (anaphylaxis). Public Health…

View Posts

Submit a claim

Submit A Claim