Workers’ compensation claim outcomes that matter. 

CIRMAcare®, our integrated medical care and cost management program, delivers the highest standards of quality and care while protecting your bottom line.

Why it matters

Your claims have two loss cost drivers: medical costs (e.g., the cost of medical care) and indemnity costs (e.g., paying lost wages). Medical cost inflation continues to increase the price of healthcare across America. And because medical expenses typically make up more than 60% of your total claim costs, finding a carrier that manages these costs effectively is critical.

The CIRMA difference

We offer comprehensive medical cost management strategies to help manage your exposures and reduce payout. What makes us different? We refuse to lower our standard of care to save a dollar here and there. Second, we understand that the most productive employees are those who feel respected and cared for, which is why we’ve invested in the most effective combination of programs and services for your injured employees.

And we take it a step further through programs like CIRMA Surgery Concierge, which was carefully designed to provide added layers of support to injured employees who require surgery. We understand that surgery can be challenging, so these injured employees get the extra care and attention they need and deserve.

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