CIRMA's Workers' Compensation Program

CIRMA provides premier Workers' Compensation medical and indemnification coverage to Connecticut municipalities and public schools. Our focus on the municipal insurance market ensures that coverage and services are tailored to your needs. CIRMA offers:

• Guaranteed cost coverage.
  
  
• Retrospective rating plan.
  
  
• A range of deductible levels, including large deductible plans, for budget flexibility.
  
  
• CIRMAcare Medical Care Plan. Download the CIRMAcare Managed Care flyer here.
  
  
• Volunteer Firefighter Accident Insurance program for your Emergency Volunteers, which provides valuable benefits above and beyond their statutory Workers' Compensation benefits.
  
  
• Heart & Hypertension program.
  
  
• A wide range of risk management services to improve workplace safety and lower losses.

As a participant in CIRMAcare, your injured employees receive:

• Care from experienced physicians in the PPN, coupled with an aggressive sports medicine approach to physical therapy.
  
  
• Timely appointments for specialty care.
  
  
• Pharmacy benefit program -- with no-out-of-pocket expense to the injured employee.
  
  
• Durable medical equipment -- with no-out-of pocket expense to the employee.
  
  
• Rapid and appropriate return-to-work planning.